Think about it. You have a cold. Suddenly you feel so much worse, and it turns out you have pneumonia. The first thing you do is reach out for medical advice and help. And thanks to our system of health care, it’s likely you have health insurance which will make the cost of treatment reasonable… without it your care could cost you hundreds… thousands…or even bankrupt you. So why wouldn’t you do the same for your pet.
Pet insurance helps cover the cost of medical care for your furry friend. It can reimburse you for expenses like cancer treatment, emergency care, prescription medications and surgery. In some dire scenarios, pet insurance could save the life of an animal who would otherwise be euthanized if its owner couldn’t afford pricey treatment.
A growing number of owners are choosing to insure their pets. Nearly 4 million U.S. dogs and cats had pet insurance in 2021 — an increase of 30% from the year before, according to Trey Ferro***, the CEO of Spot Pet Insurance. The total number of insured cats and dogs in the U.S. has more than doubled since 2017 but still, remains at only approximately five per cent.
So, what does pet insurance cost? As little as $9 per month. Yes, there are deductibles and caps on reimbursement. But as Ferro tells us paying a simple monthly premium can save you thousands of dollars in the long run. Young animals are very energetic. Dogs especially can get hurt when they run and play outside. Not one of us has failed to have a vet visit during the life of our cat or dog.
What is covered? SPOT Pet Insurance offers a wide range of help.
Up to 90% reimbursement on eligible vet bills
10% multiple pet discount
Visit any U.S. licensed veterinarian or specialist
Accident, illness, and optional preventive care coverage available
There are no age limits but pre-existing conditions are likely excluded
so the earlier you buy the insurance for your pet (usually at eight weeks old)
the better the protection will be for the future.
And did you know that your pet insurance can cover behavioral issues as well. Is your dog an excessive leash puller? Is your dog an aggressive eater? (You know like the old expression says, “Eat Like A Dog.) Your vet can offer covered treatment or can provide a written referral for Applied Animal Behaviorists, Certified Applied Animal Behaviorists (CAAB), Associate Certified Animal Behaviorists (ACAAB) and a Diplomat of the American College of Veterinary Behaviorists (Dip ACVB).
Pet insurance also protects you anywhere in the U.S. plus companies like SPOT provide you with free telenet service while you’re on the go 24 hours a day seven days a week.
Most people know the expression “risk vs reward” so when there is a risk of your pet needing medical attention during its life the only reward for you is to consider buying insurance that will keep the cost of care low and hopefully your pet’s life long. You can get more reliable information on Pet Insurance at www.spotpetins.com or call them at 800-905-1595.
